Complimentary Insurance Policy Review & Coverage Audit
Over 68% of Americans are overpaying on insurance or have critical gaps in their coverage. Our 20-point policy audit compares your current policies against today's market rates to find savings and enhance your benefits.
What Our Policy Audit Checks
1. Premium Rate Benchmarking
Compares your current monthly rate against 35+ top carrier competitors.
2. Living Benefit Riders
Checks if you have modern accelerated benefits for critical illness and chronic care.
3. Carrier Financial Health
Evaluates your current underwriter's A.M. Best solvency and claim payout ratio.
4. Beneficiary Verification
Ensures contingent beneficiaries, divorce updates, and trust designations are accurate.
Average Policyholder Savings
$640 / year
Average annual savings identified during an Optavise multi-carrier policy audit with equal or superior benefits.