Medicare Coverage Portfolio
Long Term Care (LTC) & Asset Protection
Shield your life savings from catastrophic nursing home, memory care, assisted living, and in-home caregiver costs.
Regulated Rates from $75/mo
Advisor: David Reynolds
Zero Brokerage Markups
Guaranteed Rate Lock
Starting at $75/mo
Call Now to Speak with A Counselor: 1 (856) 580-0801
Structured Plan Tier Comparison
Compare coverage targets, underwriting provisions, and living benefits available for Long Term Care (LTC) & Asset Protection.
| Plan Level | Coverage Target | Living Benefits | Action |
|---|---|---|---|
| In-Home Care Comfort Plan | $150/Day ($150,000 Pool) | Home Health Aides, Adult Day Care | |
| Comprehensive Assisted Living & Nursing | $250/Day ($300,000 Pool) | Assisted Living, Memory Care, Home Care | |
| Hybrid Asset-Based Life + LTC | $400/Day ($600,000+ Pool) | Unused Benefits Pass Tax-Free to Heirs |
Core Coverage Benefits & Protections
Covers in-home health aides, adult day care, assisted living facilities, and nursing homes
Asset protection: Prevents Medicaid spend-down of your retirement portfolio
Hybrid asset-based options: If you never need care, death benefit passes to your heirs
Inflation protection riders ensuring your daily benefit grows with healthcare costs
Tax deductible premiums for business owners and individuals under HIPAA rules
Available Policy Riders & Living Add-Ons
3% or 5% Compound Inflation Rider
Shared Care Spousal Rider
Nonforfeiture Benefit
Instant Rate Estimator
Calculate benchmark regulated rates for your age and zip code.
DR
Assigned Counselor
David Reynolds
Medicare & Senior Care Specialist
“Dedicated to helping seniors eliminate out-of-pocket hospital costs, Part D drug copays, and long-term care risks.”
Direct Helpline: 1 (856) 580-0801