Retirement & Living Coverage Portfolio
Fixed & Indexed Annuities
Tax-deferred retirement contracts offering guaranteed principal preservation, competitive interest crediting, and lifetime income you can never outlive.
Regulated Rates from $100/mo
Licensed Counselor Included
Zero Brokerage Markups
Guaranteed Rate Lock
Starting at $100/mo
Or call toll-free: 1-800-555-OPTAVISE
Core Coverage Benefits & Protections
100% Principal Protection: Zero market loss risk on your hard-earned savings
Guaranteed lifetime withdrawal benefits (GLWB) creating a private personal pension
Tax-deferred compounding growth until distributions begin
Up to 10% penalty-free annual withdrawals for emergency liquidity
Direct beneficiary transfer bypassing probate court delays
Structured Plan Comparison Options
| Plan Level | Coverage Target | Living Benefits | Underwriting | Action |
|---|---|---|---|---|
| Standard SelectPure Protection | $100,000 – $250,000 | Terminal Illness | 24–48 Hr Simplified | |
| Preferred PlusMost Popular | $250,000 – $750,000 | Chronic & Disability Waiver | Instant Accelerated E-Sign | |
| Premier LifetimeMaximum Wealth Defense | $750,000 – $2,000,000+ | All Living Benefits + AD&D | Counselor Guided |
Available Policy Riders & Living Add-Ons
Guaranteed Lifetime Income Rider
Enhanced Confinement / Nursing Home Multiplier
Instant Fixed & Indexed Annuities Rate Check
Calculate regulated benchmark rates for your age.
Assigned Specialist
Sarah Jenkins
Senior Benefits Counselor
“Have questions on medical underwriting, pre-existing conditions, or state rate locks? I'm available for a free consultation.”