Health Coverage Portfolio
Hospital Cash Indemnity
Offset high health plan deductibles and hospital copays with fixed daily cash payouts for inpatient admissions, surgery, and ER visits.
Regulated Rates from $22/mo
Advisor: Sarah Jenkins
Zero Brokerage Markups
Guaranteed Rate Lock
Starting at $22/mo
Call Now to Speak with A Counselor: 1 (856) 580-0801
Structured Plan Tier Comparison
Compare coverage targets, underwriting provisions, and living benefits available for Hospital Cash Indemnity.
| Plan Level | Coverage Target | Living Benefits | Action |
|---|---|---|---|
| Basic Gap ($250/Day Admission) | $250/Day Inpatient (Up to 10 Days) | $150 ER Visit / Observation Stay | |
| Advantage Copay Match ($500/Day) | $500/Day Inpatient Hospital Payout | $500 Outpatient Surgery + $250 Ambulance | |
| High-Deductible Buffer ($1,000/Day) | $1,000/Day Inpatient Hospitalization | ICU Multiplier ($2,000/Day) + Surgery |
Core Coverage Benefits & Protections
Pays $250 to $1,000+ per day for every day you are admitted to a hospital
Eliminates Medicare Advantage and ACA high-deductible hospital copay gaps
Covers outpatient surgery, observation room stays, and emergency ambulance rides
No doctor network restrictions — valid at any licensed US hospital facility
Available Policy Riders & Living Add-Ons
Outpatient Surgery Rider
Ambulance & Urgent Care Rider
Instant Rate Estimator
Calculate benchmark regulated rates for your age and zip code.
SJ
Assigned Counselor
Sarah Jenkins
Senior Benefits Counselor
“Specializing in Medicare formularies, Medigap rate locks, and health protections. Available for 1-on-1 unbiased advice.”
Direct Helpline: 1 (856) 580-0801