Medicare Coverage Portfolio
Medicare Part D (Prescription Drug Plans)
Stand-alone prescription drug plans designed to pair with Original Medicare and Medigap to minimize your copays on generic and brand-name drugs.
Regulated Rates from $12/mo
Advisor: Sarah Jenkins
Zero Brokerage Markups
Guaranteed Rate Lock
Starting at $12/mo
Call Now to Speak with A Counselor: 1 (856) 580-0801
Structured Plan Tier Comparison
Compare coverage targets, underwriting provisions, and living benefits available for Medicare Part D (Prescription Drug Plans).
| Plan Level | Coverage Target | Living Benefits | Action |
|---|---|---|---|
| Standard Saver Part D | Tier 1 & 2 Generics ($0–$5 Copays) | $0 Generic Deductible at Preferred Rx | |
| Preferred Copay Plus (Popular) | Tier 1 to 4 Formulary (Brand & Generic) | Low Copays + Preferred Pharmacy Network | |
| Comprehensive Specialty Part D | Tier 1 to 5 (Full Specialty & Biologics) | Extended Gap Coverage + Mail Order $0 |
Core Coverage Benefits & Protections
Comprehensive formulary tiering from Tier 1 generics to specialty tier medications
Preferred pharmacy network discounts at CVS, Walgreens, Walmart, and local pharmacies
Mail-order 90-day supply delivery with additional cost savings
Protects against late enrollment penalty fees with creditable coverage
Annual plan review with your Optavise counselor to match your exact medications
Available Policy Riders & Living Add-Ons
Extended Gap Coverage Tier
90-Day Mail Order Discount
Instant Rate Estimator
Calculate benchmark regulated rates for your age and zip code.
SJ
Assigned Counselor
Sarah Jenkins
Senior Benefits Counselor
“Specializing in Medicare formularies, Medigap rate locks, and health protections. Available for 1-on-1 unbiased advice.”
Direct Helpline: 1 (856) 580-0801