Health Coverage Portfolio
Critical Illness Shield
Receive a tax-free lump-sum cash payment of $25,000 to $100,000+ upon diagnosis of covered heart attack, stroke, cancer, or major organ failure.
Regulated Rates from $24/mo
Advisor: Elena Rostova
Zero Brokerage Markups
Guaranteed Rate Lock
Starting at $24/mo
Call Now to Speak with A Counselor: 1 (856) 580-0801
Structured Plan Tier Comparison
Compare coverage targets, underwriting provisions, and living benefits available for Critical Illness Shield.
| Plan Level | Coverage Target | Living Benefits | Action |
|---|---|---|---|
| Standard Shield ($25,000 Payout) | $25,000 Tax-Free Direct Deposit Cash | Covers Heart Attack, Stroke, Organ Failure | |
| Expanded Protection ($50,000 Payout) | $50,000 Direct Cash + Recurrence Rider | Includes Invasive Cancer + Major Illness | |
| Premier Executive ($100,000 Payout) | $100,000+ Full Financial Safety Net | 100% Payout Multi-Event + Child Add-on |
Core Coverage Benefits & Protections
Cash paid directly to you, not doctors or hospitals — spend on whatever you need
Use funds for experimental treatments, mortgage, travel, or replacement income
Guaranteed renewable coverage with no reduction in benefit as you age
Covers heart attack, stroke, major organ transplant, paralysis, and kidney failure
Simple claims process with expedited payment direct to your bank account
Available Policy Riders & Living Add-Ons
Recurrence Benefit (Pays multiple times for separate diagnoses)
Child Critical Illness Add-on
Instant Rate Estimator
Calculate benchmark regulated rates for your age and zip code.
ER
Assigned Counselor
Elena Rostova
Living Benefits & Disability Specialist
“Passionate about protecting family incomes against critical illness, involuntary disability, and medical emergencies.”
Direct Helpline: 1 (856) 580-0801