Life Coverage Portfolio
Universal Life Insurance
Flexible permanent coverage allowing you to adjust monthly premium payments and death benefit amounts as your life circumstances evolve.
Regulated Rates from $55/mo
Advisor: Marcus Vance, CLU
Zero Brokerage Markups
Guaranteed Rate Lock
Starting at $55/mo
Call Now to Speak with A Counselor: 1 (856) 580-0801
Structured Plan Tier Comparison
Compare coverage targets, underwriting provisions, and living benefits available for Universal Life Insurance.
| Plan Level | Coverage Target | Living Benefits | Action |
|---|---|---|---|
| Guaranteed Universal Life (GUL) | $100,000 – $500,000 | No-Lapse to Age 121 | |
| Flexible Accumulation UL | $250,000 – $1,500,000 | Interest Crediting + Living Riders | |
| Executive Estate UL | $1,000,000 – $10,000,000+ | Survivorship + Trust Ready |
Core Coverage Benefits & Protections
Flexible payment schedule that adjusts to your household cash flow
Adjustable death benefit amounts (Option A Level or Option B Increasing)
Competitive interest crediting rates on accumulated cash reserves
Tax-sheltered growth under IRS Code Section 7702
Full surrender and partial cash withdrawal flexibility
Available Policy Riders & Living Add-Ons
Overloan Protection Rider
Living Needs Accelerated Death Benefit
Lapse Protection Guarantee
Spousal Term Add-On
Instant Rate Estimator
Calculate benchmark regulated rates for your age and zip code.
MV
Assigned Counselor
Marcus Vance, CLU
Executive Life & Wealth Advisor
“Expert in permanent whole life, indexed universal life (IUL), and tax-free retirement accumulation strategies.”
Direct Helpline: 1 (856) 580-0801