Life Coverage Portfolio
Term Life Insurance
Pure financial protection for 10, 15, 20, 25, or 30 years with guaranteed level death benefits and zero rate increases.
Regulated Rates from $18/mo
Advisor: Marcus Vance, CLU
Zero Brokerage Markups
Guaranteed Rate Lock
Starting at $18/mo
Call Now to Speak with A Counselor: 1 (856) 580-0801
Structured Plan Tier Comparison
Compare coverage targets, underwriting provisions, and living benefits available for Term Life Insurance.
| Plan Level | Coverage Target | Living Benefits | Action |
|---|---|---|---|
| 10-Year Level Term | $100,000 – $500,000 | Terminal Illness Rider | |
| 20-Year Level Term | $250,000 – $1,500,000 | Terminal & Chronic Waiver | |
| 30-Year Return of Premium | $500,000 – $5,000,000+ | All Living Benefits + AD&D |
Core Coverage Benefits & Protections
Guaranteed level premiums locked for your entire term period
Income tax-free lump-sum payout delivered directly to your beneficiaries
No medical exam options available for qualified applicants up to $1,000,000
Convertible to permanent whole life insurance without health re-evaluation
Living benefits included for terminal illness and chronic condition diagnosis
Available Policy Riders & Living Add-Ons
Accelerated Death Benefit Rider (Living Benefits)
Waiver of Premium for Involuntary Disability
Child Term Protection Rider
Accidental Death & Dismemberment (AD&D) Booster
Instant Rate Estimator
Calculate benchmark regulated rates for your age and zip code.
MV
Assigned Counselor
Marcus Vance, CLU
Executive Life & Wealth Advisor
“Expert in permanent whole life, indexed universal life (IUL), and tax-free retirement accumulation strategies.”
Direct Helpline: 1 (856) 580-0801