Life Coverage Portfolio
Indexed Universal Life (IUL)
High-growth permanent life insurance with cash values linked to market indices (e.g. S&P 500) with a 0% guaranteed downside floor protection.
Regulated Rates from $75/mo
Advisor: Marcus Vance, CLU
Zero Brokerage Markups
Guaranteed Rate Lock
Starting at $75/mo
Call Now to Speak with A Counselor: 1 (856) 580-0801
Structured Plan Tier Comparison
Compare coverage targets, underwriting provisions, and living benefits available for Indexed Universal Life (IUL).
| Plan Level | Coverage Target | Living Benefits | Action |
|---|---|---|---|
| Foundation Wealth IUL | $150,000 – $500,000 | 0% Floor + S&P 500 Indexing | |
| Max Accumulation & Income IUL | $500,000 – $2,500,000 | Tax-Free Loan Arbitrage + Chronic | |
| High Net Worth Capital Defense | $2,500,000 – $15,000,000+ | Multi-Index Cap Waivers + Estate Liquidity |
Core Coverage Benefits & Protections
0% Guaranteed Floor: Your principal and gains are protected when the stock market declines
Indexed crediting potential linked to S&P 500 with attractive participation rates and caps
Tax-free retirement income generation through structured participating policy loans
Full permanent death benefit protection for your family and heirs
Living benefits for chronic, critical, and terminal illness care
Available Policy Riders & Living Add-Ons
Chronic Illness Accelerated Living Benefit Rider
Guaranteed Minimum Accumulation Rider
Waiver of Specified Premium
Zero-Cost Wash Loan Provision
Instant Rate Estimator
Calculate benchmark regulated rates for your age and zip code.
MV
Assigned Counselor
Marcus Vance, CLU
Executive Life & Wealth Advisor
“Expert in permanent whole life, indexed universal life (IUL), and tax-free retirement accumulation strategies.”
Direct Helpline: 1 (856) 580-0801