Life Coverage Portfolio
Children Growth & Savings Plans
A lifelong financial gift establishing permanent coverage, cash value accumulation, and guaranteed insurability for your child or grandchild.
Regulated Rates from $15/mo
Advisor: Marcus Vance, CLU
Zero Brokerage Markups
Guaranteed Rate Lock
Starting at $15/mo
Call Now to Speak with A Counselor: 1 (856) 580-0801
Structured Plan Tier Comparison
Compare coverage targets, underwriting provisions, and living benefits available for Children Growth & Savings Plans.
| Plan Level | Coverage Target | Living Benefits | Action |
|---|---|---|---|
| Junior Starter Plan | $10,000 – $25,000 | Guaranteed Insurability (Up to 5x) | |
| College Headstart Builder | $50,000 – $100,000 | Cash Value Equity + Payer Waiver | |
| Generational Wealth Foundation | $150,000 – $250,000 | Maximum Cash Compounding + 10x GPO |
Core Coverage Benefits & Protections
Locks in rock-bottom childhood rates that remain level for life
Guaranteed purchase options allowing child to increase coverage up to 10x as an adult
Builds cash value that can be tapped for college tuition, first home, or marriage
Policy automatically transfers to child at age 18 or 21
Premium waiver if parent/guardian passes away or becomes disabled
Available Policy Riders & Living Add-Ons
Payer Death & Disability Waiver
Guaranteed Purchase Option (GPO)
Instant Rate Estimator
Calculate benchmark regulated rates for your age and zip code.
MV
Assigned Counselor
Marcus Vance, CLU
Executive Life & Wealth Advisor
“Expert in permanent whole life, indexed universal life (IUL), and tax-free retirement accumulation strategies.”
Direct Helpline: 1 (856) 580-0801