Optavise Insurance Services
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Health Coverage Portfolio

Individual & Family Health Insurance

Comprehensive ACA-compliant health insurance plans with top doctor networks, preventive wellness, prescription benefits, and premium subsidies.

Regulated Rates from $150/mo
Advisor: Sarah Jenkins
Zero Brokerage Markups
Guaranteed Rate Lock
Starting at $150/mo
Call Now to Speak with A Counselor: 1 (856) 580-0801

Structured Plan Tier Comparison

Compare coverage targets, underwriting provisions, and living benefits available for Individual & Family Health Insurance.

Plan LevelCoverage TargetLiving BenefitsAction
Bronze HSA Saver (Lowest Premium)100% Covered Preventative + HSA EligibleCatastrophic Protection ($7,500 Max)
Silver Benchmark Copay (Most Popular)$25 Primary Doctor / $45 SpecialistCost-Sharing Reductions + Rx Coverage
Gold Comprehensive ($0 Deductible)$15 Copays / Low Out-of-Pocket MaxTop Tier PPO Network + Brand Drugs

Core Coverage Benefits & Protections

Covers 10 Essential Health Benefits mandated by the Affordable Care Act
100% covered preventive care checkups, screenings, and vaccines at $0 copay
Subsidy optimization: We help you claim maximum federal tax credits to lower premiums
Broad PPO and HMO network options with leading regional hospital systems
24/7 Virtual telemedicine consultations with zero waiting times

Available Policy Riders & Living Add-Ons

Accident Medical Expense Booster
Critical Illness Cash Rider

Instant Rate Estimator

Calculate benchmark regulated rates for your age and zip code.

SJ
Assigned Counselor
Sarah Jenkins
Senior Benefits Counselor

Specializing in Medicare formularies, Medigap rate locks, and health protections. Available for 1-on-1 unbiased advice.

Direct Helpline: 1 (856) 580-0801