Health & Living Coverage Portfolio
Individual & Family Health Insurance
Comprehensive ACA-compliant health insurance plans with top doctor networks, preventive wellness, prescription benefits, and premium subsidies.
Regulated Rates from $145/mo
Licensed Counselor Included
Zero Brokerage Markups
Guaranteed Rate Lock
Starting at $145/mo
Or call toll-free: 1-800-555-OPTAVISE
Core Coverage Benefits & Protections
Covers 10 Essential Health Benefits mandated by the Affordable Care Act
100% covered preventive care checkups, screenings, and vaccines at $0 copay
Subsidy optimization: We help you claim maximum federal tax credits to lower premiums
Broad PPO and HMO network options with leading regional hospital systems
24/7 Virtual telemedicine consultations with zero waiting times
Structured Plan Comparison Options
| Plan Level | Coverage Target | Living Benefits | Underwriting | Action |
|---|---|---|---|---|
| Standard SelectPure Protection | $100,000 – $250,000 | Terminal Illness | 24–48 Hr Simplified | |
| Preferred PlusMost Popular | $250,000 – $750,000 | Chronic & Disability Waiver | Instant Accelerated E-Sign | |
| Premier LifetimeMaximum Wealth Defense | $750,000 – $2,000,000+ | All Living Benefits + AD&D | Counselor Guided |
Available Policy Riders & Living Add-Ons
Accident Medical Expense Booster
Critical Illness Cash Rider
Instant Individual & Family Health Insurance Rate Check
Calculate regulated benchmark rates for your age.
Assigned Specialist
Sarah Jenkins
Senior Benefits Counselor
“Have questions on medical underwriting, pre-existing conditions, or state rate locks? I'm available for a free consultation.”