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Commercial Coverage Portfolio

Business Owner's Policy (BOP)

Complete commercial insurance bundled for small business owners, combining general liability, commercial property, and business interruption defense.

Regulated Rates from $65/mo
Advisor: Marcus Vance, CLU
Zero Brokerage Markups
Guaranteed Rate Lock
Starting at $65/mo
Call Now to Speak with A Counselor: 1 (856) 580-0801

Structured Plan Tier Comparison

Compare coverage targets, underwriting provisions, and living benefits available for Business Owner's Policy (BOP).

Plan LevelCoverage TargetLiving BenefitsAction
General Liability Starter ($1M/$2M)$1,000,000 Occurrence / $2,000,000 AggregateThird-Party Injury, Property Damage Defense
BOP Standard Package (Liability + Property)$2M Liability + $100,000 Equipment & PropertyBusiness Interruption Loss of Income ($50k)
Commercial Full Spectrum (BOP + Cyber + E&O)$5M Umbrella + Cyber Liability ($1M)Workers Comp + Executive Liability Protection

Core Coverage Benefits & Protections

General Liability defense against third-party bodily injury, property damage, and advertising claims
Commercial Property coverage for your office, inventory, equipment, and computers
Business Income & Interruption protection replacing lost income during covered closures
Cyber liability and data breach protection add-ons

Available Policy Riders & Living Add-Ons

Commercial Auto
Workers' Compensation
Professional Liability (E&O)

Instant Rate Estimator

Calculate benchmark regulated rates for your age and zip code.

MV
Assigned Counselor
Marcus Vance, CLU
Executive Life & Wealth Advisor

Expert in permanent whole life, indexed universal life (IUL), and tax-free retirement accumulation strategies.

Direct Helpline: 1 (856) 580-0801